:root{
    --navy:#16213e;
    --navy-dark:#0e1526;
    --navy-light:#22335c;
    --orange:#e8792d;
    --orange-light:#f0965a;
    --gray:#8a93a6;
    --gray-light:#f4f6fa;
    --border:#e3e7ef;
    --text:#1c2437;
    --radius:14px;
  }
  *{box-sizing:border-box;margin:0;padding:0;}
  html{scroll-behavior:smooth;}
  body{
    font-family:"Segoe UI",Arial,Helvetica,sans-serif;
    color:var(--text);
    line-height:1.6;
    background:#fff;
  }
  a{text-decoration:none;color:inherit;}
  ul{list-style:none;}
  img{max-width:100%;display:block;}
  section{padding:88px 24px;}
  .wrap{max-width:1180px;margin:0 auto;}
  h1,h2,h3{line-height:1.2;color:var(--navy);}
  h2{font-size:2.1rem;margin-bottom:16px;}
  .eyebrow{
    text-transform:uppercase;letter-spacing:1.5px;font-size:0.8rem;
    color:var(--orange);font-weight:700;margin-bottom:10px;display:inline-block;
  }
  .lede{color:var(--gray);max-width:680px;margin-bottom:40px;font-size:1.05rem;}
  .btn{
    display:inline-block;padding:14px 28px;border-radius:8px;font-weight:700;
    font-size:0.95rem;transition:.2s;
  }
  .btn-primary{background:var(--orange);color:#fff;}
  .btn-primary:hover{background:#d4691f;}
  .btn-outline{border:2px solid var(--navy);color:var(--navy);margin-left:12px;}
  .btn-outline:hover{background:var(--navy);color:#fff;}

  /* HEADER */
  header{
    position:sticky;top:0;z-index:100;background:#fff;
    border-bottom:1px solid var(--border);
  }
  .nav{display:flex;align-items:center;justify-content:space-between;
    max-width:1280px;margin:0 auto;padding:12px 24px;}
  .brand{display:flex;align-items:center;gap:12px;}
  .brand img{height:46px;width:auto;}
  .brand .name{font-weight:800;color:var(--navy);font-size:1.15rem;line-height:1;}
  .brand .tag{font-size:0.62rem;letter-spacing:1px;color:var(--gray);text-transform:uppercase;}
  nav.links{display:flex;gap:22px;align-items:center;}
  nav.links a{font-size:0.88rem;font-weight:600;color:var(--navy);}
  nav.links a:hover{color:var(--orange);}
  .phone-cta{display:flex;align-items:center;gap:8px;font-weight:700;color:var(--navy);font-size:0.9rem;white-space:nowrap;}
  @media(max-width:960px){nav.links{display:none;}}

  /* HERO */
  .hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:#fff;padding:100px 24px 70px;}
  .hero .wrap{display:grid;grid-template-columns:1.1fr 0.9fr;gap:56px;align-items:center;}
  @media(max-width:900px){.hero .wrap{grid-template-columns:1fr;}}
  .badge{
    display:inline-block;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);
    padding:7px 16px;border-radius:30px;font-size:0.8rem;margin-bottom:22px;color:#d7dcea;
  }
  .hero h1{font-size:2.6rem;color:#fff;margin-bottom:20px;}
  .hero h1 .accent{color:var(--orange);}
  .hero p.lede{color:#c4cadb;}
  .hero-badges{display:flex;flex-wrap:wrap;gap:18px;margin-top:36px;font-size:0.82rem;color:#aeb6ca;}
  .hero-badges span{display:flex;align-items:center;gap:6px;}
  .hero-badges span::before{content:"✓";color:var(--orange);font-weight:900;}
  .hero-img{position:relative;border-radius:var(--radius);overflow:hidden;}
  .hero-img img{width:100%;height:340px;object-fit:cover;}
  .hero-img .float-card{
    position:absolute;bottom:16px;left:16px;background:#fff;color:var(--navy);
    padding:14px 20px;border-radius:10px;box-shadow:0 12px 30px rgba(0,0,0,.25);
  }
  .float-card .num{font-size:1.5rem;font-weight:800;color:var(--orange);}
  .float-card .lab{font-size:0.75rem;color:var(--gray);}

  /* STATS */
  .stats{background:var(--gray-light);padding:44px 24px;}
  .stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;}
  @media(max-width:800px){.stats .wrap{grid-template-columns:repeat(2,1fr);}}
  .stat .num{font-size:2rem;font-weight:800;color:var(--navy);}
  .stat .lab{font-size:0.85rem;color:var(--gray);margin-top:4px;}

  /* DECRET TERTIAIRE */
  .decret{background:#fff;}
  .decret .grid{display:grid;grid-template-columns:1.3fr 0.7fr;gap:50px;}
  @media(max-width:900px){.decret .grid{grid-template-columns:1fr;}}
  blockquote{
    border-left:4px solid var(--orange);padding:14px 22px;margin:26px 0;
    background:var(--gray-light);border-radius:0 8px 8px 0;font-style:italic;color:var(--navy);
  }
  .chip-list{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px;}
  .chip{background:var(--gray-light);border:1px solid var(--border);padding:8px 14px;border-radius:20px;font-size:0.82rem;font-weight:600;color:var(--navy);}
  .timeline{display:flex;flex-direction:column;gap:18px;}
  .timeline .step{background:var(--gray-light);border-radius:10px;padding:16px 20px;border-left:4px solid var(--orange);}
  .timeline .pct{font-size:1.6rem;font-weight:800;color:var(--navy);}
  .timeline .yr{color:var(--gray);font-size:0.85rem;}

  /* LOGO STRIP */
  .logostrip{background:var(--navy);padding:50px 24px;overflow:hidden;}
  .logostrip .eyebrow{color:var(--orange-light);}
  .logostrip h3{color:#fff;font-size:1.1rem;margin-bottom:26px;}
  .logo-row{display:flex;gap:40px;flex-wrap:wrap;align-items:center;justify-content:center;opacity:.85;}
  .logo-row .placeholder{
    color:#cfd5e6;font-weight:700;font-size:0.95rem;border:1px solid rgba(255,255,255,.2);
    padding:10px 18px;border-radius:8px;
  }

  /* MONEY SECTION */
  .money{background:var(--gray-light);}
  .money .grid{display:grid;grid-template-columns:0.9fr 1.1fr;gap:50px;align-items:start;}
  @media(max-width:900px){.money .grid{grid-template-columns:1fr;}}
  .money-img{border-radius:var(--radius);overflow:hidden;}
  .money-img img{width:100%;height:260px;object-fit:cover;}
  .source-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:22px;}
  @media(max-width:700px){.source-grid{grid-template-columns:repeat(2,1fr);}}
  .source-card{background:#fff;border:1px solid var(--border);border-radius:10px;padding:16px;}
  .source-card b{color:var(--navy);display:block;margin-bottom:4px;font-size:0.9rem;}
  .source-card span{font-size:0.8rem;color:var(--gray);}
  .mecha{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:30px;}
  @media(max-width:800px){.mecha{grid-template-columns:repeat(2,1fr);}}
  .mecha .step{text-align:center;}
  .mecha .circle{
    width:44px;height:44px;border-radius:50%;background:var(--orange);color:#fff;font-weight:800;
    display:flex;align-items:center;justify-content:center;margin:0 auto 10px;
  }
  .mecha b{display:block;color:var(--navy);font-size:0.92rem;margin-bottom:4px;}
  .mecha span{font-size:0.8rem;color:var(--gray);}

  /* CARDS GRID (beneficiaires / secteurs) */
  .cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:10px;}
  @media(max-width:900px){.cards-grid{grid-template-columns:repeat(2,1fr);}}
  @media(max-width:600px){.cards-grid{grid-template-columns:1fr;}}
  .card{
    background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px;
    transition:.2s;
  }
  .card:hover{box-shadow:0 14px 30px rgba(22,33,62,.1);transform:translateY(-3px);}
  .card h4{color:var(--navy);margin-bottom:8px;font-size:1.05rem;}
  .card p{color:var(--gray);font-size:0.9rem;margin-bottom:14px;}
  .card .tags{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:14px;}
  .card .tags span{background:var(--gray-light);color:var(--navy);font-size:0.72rem;font-weight:700;
    padding:4px 10px;border-radius:12px;}
  .card a.more{color:var(--orange);font-weight:700;font-size:0.85rem;}

  /* CHANTIERS */
  .chantiers-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
  @media(max-width:900px){.chantiers-grid{grid-template-columns:repeat(2,1fr);}}
  .chantier{border-radius:var(--radius);overflow:hidden;position:relative;height:220px;}
  .chantier img{width:100%;height:100%;object-fit:cover;}
  .chantier .overlay{
    position:absolute;inset:0;background:linear-gradient(180deg,transparent 40%,rgba(14,21,38,.9) 100%);
    display:flex;flex-direction:column;justify-content:flex-end;padding:16px;color:#fff;
  }
  .chantier .overlay .big{font-size:1.5rem;font-weight:800;color:var(--orange-light);}
  .chantier .overlay .lab{font-size:0.82rem;}
  .note-illustratif{font-size:0.78rem;color:var(--gray);margin-top:14px;font-style:italic;}

  /* PROCESS */
  .process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
  @media(max-width:900px){.process-grid{grid-template-columns:repeat(2,1fr);}}
  @media(max-width:600px){.process-grid{grid-template-columns:1fr;}}
  .proc-step{background:var(--gray-light);border-radius:var(--radius);padding:24px;}
  .proc-step .no{font-size:2rem;font-weight:800;color:var(--orange);opacity:.5;}
  .proc-step h4{color:var(--navy);margin:6px 0 8px;}
  .proc-step p{color:var(--gray);font-size:0.88rem;}

  /* GARANTIES */
  .garanties{background:var(--navy);color:#fff;}
  .garanties .eyebrow{color:var(--orange-light);}
  .garanties h2{color:#fff;}
  .garanties .lede{color:#b7bfd4;}
  .gar-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:30px;}
  @media(max-width:900px){.gar-grid{grid-template-columns:1fr;}}
  .gar-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:24px;}
  .gar-card h4{color:#fff;margin-bottom:10px;}
  .gar-card p{color:#b7bfd4;font-size:0.9rem;}
  .gar-cta{margin-top:30px;background:rgba(255,255,255,.06);border-radius:var(--radius);padding:24px;
    display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:16px;}

  /* WHO PAYS */
  .paywho .grid{display:grid;grid-template-columns:0.6fr 1.4fr;gap:50px;align-items:center;}
  @media(max-width:900px){.paywho .grid{grid-template-columns:1fr;}}
  .zero-box{background:var(--orange);color:#fff;border-radius:var(--radius);padding:32px;text-align:center;}
  .zero-box .big{font-size:3rem;font-weight:900;}
  .pay-steps{display:flex;flex-direction:column;gap:16px;}
  .pay-steps .step{display:flex;gap:16px;align-items:flex-start;}
  .pay-steps .circle{
    min-width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;
    display:flex;align-items:center;justify-content:center;font-size:0.9rem;
  }

  /* TESTIMONIALS PLACEHOLDER */
  .avis-placeholder{
    background:var(--gray-light);border:2px dashed var(--border);border-radius:var(--radius);
    padding:40px;text-align:center;color:var(--gray);
  }
  .avis-placeholder b{color:var(--navy);display:block;margin-bottom:8px;font-size:1.05rem;}

  /* FAQ */
  .faq-item{border-bottom:1px solid var(--border);padding:20px 0;}
  .faq-item summary{cursor:pointer;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;align-items:center;}
  .faq-item summary::-webkit-details-marker{display:none;}
  .faq-item summary::after{content:"+";font-size:1.4rem;color:var(--orange);font-weight:400;}
  .faq-item[open] summary::after{content:"–";}
  .faq-item p{color:var(--gray);margin-top:12px;font-size:0.92rem;}

  /* GUIDE FORM */
  .guide{background:var(--navy);color:#fff;}
  .guide .grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center;}
  @media(max-width:900px){.guide .grid{grid-template-columns:1fr;}}
  .guide h2{color:#fff;}
  .guide ul li{color:#c4cadb;padding:6px 0;font-size:0.92rem;}
  .guide ul li::before{content:"✓  ";color:var(--orange);font-weight:900;}
  .form-card{background:#fff;border-radius:var(--radius);padding:28px;color:var(--text);}
  .form-card input,.form-card select,.form-card textarea{
    width:100%;padding:12px 14px;border:1px solid var(--border);border-radius:8px;margin-bottom:14px;
    font-family:inherit;font-size:0.92rem;
  }
  .form-card label{font-size:0.82rem;font-weight:700;color:var(--navy);display:block;margin-bottom:6px;}
  .form-card button{width:100%;background:var(--orange);color:#fff;border:none;padding:14px;
    border-radius:8px;font-weight:700;font-size:0.95rem;cursor:pointer;}
  .form-card .small{font-size:0.75rem;color:var(--gray);margin-top:10px;text-align:center;}

  /* CONTACT */
  .contact .grid{display:grid;grid-template-columns:0.8fr 1.2fr;gap:50px;}
  @media(max-width:900px){.contact .grid{grid-template-columns:1fr;}}
  .contact-info .item{margin-bottom:24px;}
  .contact-info .item b{display:block;color:var(--navy);font-size:0.85rem;text-transform:uppercase;letter-spacing:.5px;margin-bottom:4px;}
  .contact-info .item span{color:var(--gray);}
  .contact-info .item a{color:var(--orange);font-weight:700;}

  /* FOOTER */
  footer{background:var(--navy-dark);color:#9aa3ba;padding:60px 24px 24px;}
  .foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;}
  @media(max-width:900px){.foot-grid{grid-template-columns:1fr 1fr;}}
  @media(max-width:600px){.foot-grid{grid-template-columns:1fr;}}
  .foot-brand{display:flex;align-items:center;gap:10px;margin-bottom:14px;}
  .foot-brand img{height:36px;}
  .foot-brand b{color:#fff;font-size:1.1rem;}
  footer h5{color:#fff;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;margin-bottom:16px;}
  footer ul li{margin-bottom:10px;font-size:0.85rem;}
  footer ul li a:hover{color:var(--orange-light);}
  .foot-bottom{max-width:1180px;margin:40px auto 0;padding-top:24px;border-top:1px solid rgba(255,255,255,.08);
    display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:0.8rem;}

/* SECTOR PAGE */
.sector-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:#fff;padding:90px 24px 60px;}
.sector-hero .wrap{max-width:900px;}
.breadcrumb{font-size:0.82rem;color:#aeb6ca;margin-bottom:18px;}
.breadcrumb a{color:#aeb6ca;text-decoration:underline;}
.breadcrumb a:hover{color:#fff;}
.sector-hero h1{font-size:2.3rem;color:#fff;margin-bottom:16px;}
.sector-hero p.lede{color:#c4cadb;margin-bottom:28px;}
.equip-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:30px 0;}
@media(max-width:700px){.equip-grid{grid-template-columns:1fr;}}
.equip-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:20px;display:flex;gap:14px;align-items:flex-start;}
.equip-card .icon{
  min-width:36px;height:36px;border-radius:50%;background:var(--gray-light);color:var(--orange);
  display:flex;align-items:center;justify-content:center;font-weight:800;
}
.equip-card b{color:var(--navy);display:block;margin-bottom:4px;font-size:0.95rem;}
.audience-box{background:var(--gray-light);border-left:4px solid var(--orange);border-radius:0 10px 10px 0;padding:18px 22px;margin:24px 0;}
.audience-box b{color:var(--navy);}
.sector-cta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:34px;text-align:center;margin-top:40px;}
.sector-cta h3{color:#fff;margin-bottom:10px;}
.sector-cta p{color:#c4cadb;margin-bottom:20px;}
.back-link{display:inline-block;margin-top:30px;color:var(--orange);font-weight:700;font-size:0.9rem;}